About Loan Against Property

Loan Against Property is the smart choice when you need funds for business expansion, medical expenses, wedding purposes, higher education, or personal needs by leveraging the value of your property.

Unlock the potential of your residential or commercial property with our hassle-free Loan Against Property options.

Enjoy long tenure, attractive interest rates, and higher loan eligibility based on your property valuation.

With Loan Against Property, you can fulfill your financial needs without selling your asset — your property works for you!

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Loan Against Property Products

Achieve your financial goals by unlocking the value of your property.

Business Expansion

Use the loan amount for working capital, business growth, or starting a new venture by pledging your property.

Wedding Purpose

Plan your dream wedding without financial stress. Get quick funds with Loan Against Property.

Medical Expenses

Cover unexpected medical bills with the help of a secured Loan Against Property.

Higher Education

Finance your child’s higher studies in India or abroad using your property as collateral.

Get financing by leveraging your property

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Features of Loan Against Property

Loan Against Property offers you high-value loans at attractive interest rates with flexible repayment options.

Faster Loan

Quick processing and disbursal with minimum documentation.

High Loan Amount

Get higher loan eligibility based on property valuation.

Attractive Interest Rates

Avail competitive interest rates compared to personal loans.

Flexible Tenure

Choose a repayment tenure up to 15 years as per your convenience.

Loan Against Property - Eligibility

Any salaried, self-employed, or business owner with a residential or commercial property can apply for a Loan Against Property.

Age

Applicant should be between 21 to 65 years of age.

Income

Minimum Net Monthly Income: Rs 25,000

Property Ownership

The property should be owned by the applicant and free from major legal disputes.

Frequently Asked Questions

Here are some common queries about Loan Against Property.

Yes, you can prepay your Loan Against Property subject to applicable terms and prepayment charges.

The maximum repayment tenure can go up to 15 years depending on the lender’s policy.

Residential, commercial, and in some cases, industrial properties are accepted as collateral.

You can typically get up to 60–70% of the market value of your property as loan amount.

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Now apply for a Loan Against Property online. Just provide your details below to get started.